Ways to Give

Giving Options

1. Cash

   现金礼物通常是最简单、最方便的送礼方式. Mount Union is able to make use of your cash gift right away with immediate impact. You receive a valuable income tax charitable deduction to offset your taxes on this year’s return. 现金馈赠可获最高达调整后总收入(AGI) 50%的扣除额. 任何超额扣除都可以结转5年.

2. Credit Card

   您可以通过信用卡向Mount Union赠送礼物. 我们接受Visa、万事达卡和Discover信用卡. You may contact us directly at (330) 829-4136 to submit your credit card information, submit it via our secure online gift form, 或者邮寄你的信用卡信息, including number, card type, 名片上的全名, expiration date, security code, 并捐赠给Mount Union大学, 大学发展办公室, 1972 Clark Ave., Alliance, OH 44601.

3. 电子资金转账

   If you so choose, you may establish an electronic funds transfer (EFT) to occur one time or over a period of time. 为了开始EFT过程, 请将作废支票邮寄到威尼斯人app下载, 大学发展办公室, 1972 Clark Ave., Alliance, OH 44601, along with your intended payment schedule and gift amount.

4. Securities

   股票或债券的礼物可能会给你带来更大的税收优惠. If you have owned securities for more than one year and their value has increased, you can avoid capital gains tax and receive a charitable income tax deduction equal to the fair market value of your gift up to 30% of your adjusted gross income with a five-year carry over for unused deductions.

5. 个人退休帐户(IRA)

   If you are 70 ½ or older, you can receive benefits by making a gift from your IRA account to help support Mount Union. Gifts made from your IRA (up to $100,000 per year) are not reportable as taxable income. They also qualify for your required minimum distribution (RMD), which can lower your taxes. In addition, an IRA rollover gift does not count towards the 50% of your adjusted gross income annual limitation on charitable gifts. Contact your IRA plan administrator to learn their procedure for making a rollover gift to Mount Union.   

6. Real Estate

   A gift of your real estate that has been held for more than a year also has the advantage of providing you with a charitable tax deduction based on the current value of the property, as well as enabling you to avoid capital gains tax on the sale of your property. The full market value of a gift of real estate is deductible up to 30% of your adjusted gross income. 超过30%的部分可以结转5年. The donor is responsible for obtaining an appraisal of the property by a qualified appraiser. In most instances, no gift of real estate encumbered by a mortgage or lien shall be accepted.

7. Personal Property

   Selected artwork, rare books, and antiques are examples of personal property that may also make nice gifts to Mount Union. You would be entitled to a charitable deduction for the full market value of the property subject to the 30% ceiling and five-year deduction carry over for the remainder. You will be asked to provide a qualified appraisal to submit to the University. To ensure that your gift of personal property qualifies for a favorable charitable tax deduction and that the property has a related use to Mount Union, 请与教务处联络.

8. Donor Advised Funds

   通过与斯塔克社区基金会的独特合作, your Mount Union大学 Donor Advised Fund allows you to decide which Mount Union programs and other eligible charities to support according to your own interests and timetable. 你可以用现金捐赠来建立你的捐赠者建议基金, appreciated stocks, bonds, or other eligible marketable assets and receive an immediate charitable income tax deduction. 作为斯塔克社区基金会多元化投资组合的一部分, your hard-earned dollars are strategically invested to provide for long-term growth. 这样，当你的基金免税增长时，你可以给更多的钱, ready to support your next philanthropic endeavor when the moment is right for you.

9. Gifts by Will

   遗赠是一个最简单的方式，你做一个有计划的礼物. 你可以创建任何金额的遗赠, gift a specific property, 或者指定你财产的一定比例. 您的遗产将获得慈善扣除，以帮助抵消遗产税, and you will be happy knowing your gift will enable us to continue our work into the future.    

10. Retirement Assets

    你可以把芒特列为你退休计划的受益人. 把你的退休计划作为礼物, 你的财产将获得100%的慈善扣除, 从而节省了遗产税, 并将避免这些资产的所得税. 在大多数情况下，不需要修改遗嘱，从而节省了法律费用. Simply fill out a brief beneficiary designation form provided by the plan or account administrator.

11. Life Insurance

    The gift of life insurance can be made by simply naming Mount Union as the beneficiary of your policy. 你的人寿保险收益将帮助我们完成使命, and your estate will benefit from an estate tax charitable deduction based on the value of the proceeds paid.

12. 慈善捐赠年金(CGA)

    CGA是你和Mount Union之间的合同. 以换取现金或有价证券作为礼物, Mount Union agrees to make fixed payments for life to you or you and your spouse. After all payments have been made, Mount Union will receive the remaining value of your gift. The benefits of a CGA are that your payments are fixed as of the date of your gift. 这意味着你的付款永远不会改变, 即使利率波动或股票市场变化. Depending upon your gift, you may receive the added benefit of mostly tax-free payments. You will also receive a charitable deduction in the year in which you set up the gift annuity.

13. 递延慈善捐赠年金

    A deferred Charitable Gift Annuity allows middle-aged donors to make a gift while they have high current income. 他们获得了当前的所得税减免, and the assets in the annuity accumulate tax-free until the annuity payments begin – a year agreed upon when the annuity is entered into, such as retirement age.

14. 慈善剩余信托基金

    CRT可以帮助你在出售增值资产时避免缴纳资本利得税, 为你创造定期增加的收入, 为你提供慈善所得税减免, 实现你的慈善目标. In addition, a charitable remainder trust can make payments to your heirs for their lives or a term of years. Your CRT will be invested income to produce and take advantage of investment growth opportunities that help counteract the effects of inflation on a fixed income. 有两种类型的crt. 年金信托支付固定金额给收入受益人. 信托公司支付信托价值的固定百分比, as re-determined annually, 给收入受益人.

15. Matching Gift

    Many companies strongly support philanthropic activity by their employees through a matching gift program. 这些类型的项目使你的礼物的影响加倍(甚至三倍). Click here 看看你的雇主是否有配对礼物政策.